Term Life Insurance Options
Level Term 20, 25, 30, 35, 40 & “Forever Term”
30-year level term term life insurance policies are popular with young individuals and families who need large amounts of death benefit to repay student loans, cover mortgages, car payments, and protect their children’s future education at ultra-low cost.
40-year level term enables professionals in their 20s, 30s, and early 40s to extend income protection into their retirement years with a simple, fully guaranteed policy, at a fraction of the cost of permanent insurance.
Beyond that, it’s possible to structure inexpensive universal life insurance policies to guarantee benefits for any number of years – even indefinitely!
If you find yourself in a competitive situation for term insurance, let’s survey the industry for our top solution(s) and make it super easy for you to place coverage quickly, with minimal effort on your part.
Order Term FREE Market Survey:
Meet Sarah
Sarah, F, 25, no tobacco use, super-healthy web designer
Wants $1,000,000 40-year level term insurance to age 65
Guaranteed annual premium = $662
Guaranteed semi-annual premium = $344
Guaranteed quarterly premium = $179
Guaranteed monthly premium = $56
Meet Zach
Zach, M, 29, no tobacco use, healthy pharmacist
Needs $2,500,000 35-year level term insurance - to age 64
Guaranteed annual premium = $1,783
Guaranteed semi-annual premium = $927
Guaranteed quarterly premium = $481
Guaranteed monthly premium = $152
Meet Claire
Claire, 47, no tobacco use, healthy architect
Needs $1,000,000 30-year level term - to age 77
Guaranteed annual premium = $1,577
Guaranteed semi-annual premium = $812
Guaranteed quarterly premium = $413
Guaranteed monthly premium = $136
Meet Peter
Peter, M, 48, no tobacco use, healthy real estate developer
Wants $1,500,000 death benefit for 30 years - to age 78
Guaranteed annual premium = $3,617
Guaranteed semi-annual premium = $1,863
Guaranteed quarterly premium = $948
Guaranteed monthly premium = $311
Meet Karen
Karen, F, 67, no tobacco use, healthy retired pediatrician
Needs $2,500,000 inexpensive permanent life insurance
Inexpensive death benefit is key; cash values are not
Guaranteed annual premium = $51,000
Guaranteed semi-annual premium = $25,500
Guaranteed quarterly premium = $12,750
Guaranteed monthly premium = $4,250
You Can Benefit – Starting Today!
20, 25, 30, 35 & 40 year level term options provide inexpensive life insurance options with guaranteed premiums for young individuals & families who seek to protect their income stream, repay student loans, cover a mortgage, car payments, or ensure the funding of their children’s future education.
For needs beyond 40 years, it’s super easy to lock in term-like guaranteed premiums for any number of years, up to indefinite guaranteed lifetime benefits.
Term and term-like products are so popular because they meet long-term life insurance needs, at minimal cost, in a transparent, simple policy. If you have clients interested in exploring term insurance options, let survey the market, identify our industry’s top options, and then make it super easy for you to place coverage with minimal effort on your part. Begin to experience The CPS Advantage today!
