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Long Term Care

Overview

Add clients and increase your income by expanding your portfolio with the most popular long-term care insurance solutions.  Educate your clients how they can turn recent tweaks to the tax code to their advantage via our industry’s leading Asset-Based LTC, Linked Benefits, hybrids, LTC flavored life insurance and annuities.  Overcome “use it or lose it” objections!  With decades of experience and several hundred cases in underwriting at any given time, we make it easy for you to present our industry’s best-fit LTC solutions to your clients.

Prefer to focus on investments or another market segment?  We invite you to collaborate with our LTC Expert who can take good care of your clients’ LTC funding needs.  Have peace of mind, knowing your client is looked after by an industry veteran, who can easily translate their vision for receiving extended care into policy designs that best meet their needs.

Guaranteed lifetime LTC insurance protection via highly rated brand name insurer Guaranteed lifetime LTC insurance protection via highly rated brand name insurer
Indemnity benefit payments; receive LTC policy benefits in the most convenient way possible: tax-free cash Indemnity benefit payments; receive LTC policy benefits in the most convenient way possible: tax-free cash
Asset-Based LTC benefits with international coverage; retire in style & receive cash benefits in Mexico Asset-Based LTC benefits with international coverage; retire in style & receive cash benefits in Mexico
Reposition qualified funds to finance LTC insurance for BOTH spouses combining an annuity with whole life Reposition qualified funds to finance LTC insurance for BOTH spouses combining an annuity with whole life
Linked Benefits solutions that features care coordination, supportive equipment, and residual death benefits Linked Benefits solutions that features care coordination, supportive equipment, and residual death benefits
Chronic illness riders or built in accelerated benefit features for applicants with mild chronic impairments Chronic illness riders or built in accelerated benefit features for applicants with mild chronic impairments
Annuity/LTC solutions for clients with moderate impairments, otherwise ineligible for CI or LTC insurance Annuity/LTC solutions for clients with moderate impairments, otherwise ineligible for CI or LTC insurance
Compare & contrast Asset Care, Care Matters, MoneyGuard, Secure Care and their clones Compare & contrast Asset Care, Care Matters, MoneyGuard, Secure Care and their clones
Differentiate life insurance with chronic illness (101g) or long-term care (7702B) riders Differentiate life insurance with chronic illness (101g) or long-term care (7702B) riders
Individual and joint lives LTC insurance policy options Individual and joint lives LTC insurance policy options

Overview

Add clients and increase your income by expanding your portfolio with the most popular long-term care funding solutions.  Educate your clients how they can turn recent tweaks to the tax code to their advantage via our industry’s leading Asset-Based LTC, Linked Benefits, hybrids, LTC flavored life insurance and annuities.  Overcome “use it or lose it” objections!  With decades of experience and several hundred cases in underwriting at any given time, we make it easy for you to present our industry’s best-fit LTC solutions to your clients.

Prefer to focus on investments or another market segment?  We invite you to collaborate with our LTC Expert who can take good care of your clients’ LTC funding needs.  Have peace of mind, knowing your client is looked after by an industry veteran, who can easily translate their vision for receiving extended care into policy designs that best meet their needs.

Mild and moderately rated LTC solutions get placed via highly rated mutual insurer Mild and moderately rated LTC solutions get placed via highly rated mutual insurer
Guaranteed lifetime LTC insurance protection via highly rated brand name insurer Guaranteed lifetime LTC insurance protection via highly rated brand name insurer
Indemnity benefit payments; receive LTC policy benefits in the most convenient way possible: tax-free cash Indemnity benefit payments; receive LTC policy benefits in the most convenient way possible: tax-free cash
Asset-Based LTC benefits with international coverage; retire in style & receive cash benefits in Mexico Asset-Based LTC benefits with international coverage; retire in style & receive cash benefits in Mexico
Reposition qualified funds to finance LTC insurance for BOTH spouses combining an annuity with whole life Reposition qualified funds to finance LTC insurance for BOTH spouses combining an annuity with whole life
Linked Benefits solutions that features care coordination, supportive equipment, and residual death benefits Linked Benefits solutions that features care coordination, supportive equipment, and residual death benefits
Chronic illness riders or built in accelerated benefit features for applicants with mild chronic impairments Chronic illness riders or built in accelerated benefit features for applicants with mild chronic impairments
Annuity/LTC solutions for clients with moderate impairments, otherwise ineligible for CI or LTC insurance Annuity/LTC solutions for clients with moderate impairments, otherwise ineligible for CI or LTC insurance
Compare & contrast Asset Care, Care Matters, MoneyGuard, Secure Care and their clones Compare & contrast Asset Care, Care Matters, MoneyGuard, Secure Care and their clones
Differentiate life insurance with chronic illness (101g) or long-term care (7702B) riders Differentiate life insurance with chronic illness (101g) or long-term care (7702B) riders
Individual and joint lives LTC insurance policy options Individual and joint lives LTC insurance policy options

MAY WE ASSIST YOU?

Please send us a quick note outlining your need to requests@cpsadvantage.com.

We appreciate the opportunity.  You’ll hear from us shortly.  Thank you.

Contact a team member

(562) 735-5141
 Email LinkedIn

Gayle Cooper, CLU

(562) 735-5154
 Email LinkedIn

Nicole Highwart, CLTC

(562) 201-3068
 Email LinkedIn

stefan bruckel

(303) 999-5855
 Email LinkedIn

TERESA RIEWERTS, CLU, CHFC, CASL

Feel free to tell us about your need, or request a call-back from the next available team member, via email to: requests@cpsadvantage.com.

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CA Corp. Insurance License: 0E02059

Contact us

 Mailing & Overnight Address

CPS Advantage
6444 E. Spring Street #287
Long Beach, CA 90815

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