Old-Long-Term Care Planning Resources


Long-Term Care Planning Resources

State and federal government budgets are under increasing pressure to finance long-term care expenses of aging baby boomers who are unable to finance their own.  As a result, the federal government has recently tweaked the rules that make it easier for the private sector to finance long-term care expenses via the acceleration of life insurance death benefits on a tax-free basis.  The industry has responded by creating products that take advantage of that increased flexibility.  Some modern policies now enable the funding of long-term care expenses on an indemnity basis, inflation-indexed, and tax-free.  The following resources introduce the most current financial planning opportunities that address the growing need for long-term care expense funding:

Intelligent Long-Term Care Conversation Starters by Client Net Worth
Long-Term Care Options – 2017 State of the Industry

Long-Term Care Options with Survivorship Life Policies
Long-Term Care and Estate Planning
Using Long-Term Care Riders in Estate Tax Planning
Long-Term Care Planning & Wealth Transfer
Long-Term Care: Understanding Variations in LTC and Chronic Illness Riders